JD Financial Services is a highly-respected finance company that offers personal loans and lifestyle loans through their partnerfurniture stores Barnetts, Bradlows, Electric Express, Joshua Doore, Price ‘n Pride, Russells and Morkels.
If you need a loan to renovate your home or to pay off medical bills or school fees, or would like money for a holiday, you can apply for JDFS Personal Loan. The maximum loan amount is R25 000, and this repayable at a fixed rate of interest over a 24-month period.
To qualify for a personal loan applicants need to be permanently employed,have proof of identity in the form of a South African ID document, earn at least of R2000 per month, are able to provide a payslip and 3 months bank statements. Clients can apply in any one of the above-mentioned furniture stores.
In the case of self-employed applicants, JD Financial Services requires3 months personal bank statements, 6 months business bank statements, an income tax certificate signed by an accountant and a CC registration number.
In addition to personal loans, JDFS customers can also apply for lifestyle credit to finance the purchase of all their furniture and electronic goods from over 1000 stores countrywide.